Cover yourself against unexpected costs should you be hospitalised

Hospital CashBack Cover

A stay in hospital can cripple your finances. There may be a number of costs that you did not plan for if you or your loved one is unexpectedly hospitalised.

The Metropolitan Hospital Cashback Cover helps you take care of things that your medical aid does not cover. The intention is to cover contingencies other than medical expenses and therefore it does not limit you to using the money for medical expenses only. For instance, your medical bills may be fully covered by your medical aid but you may also have to pay a babysitter to look after your children while you are in hospital. You may also need to cover part of the hospital expenses that are not covered by your medical aid.

Note that this is not a medical scheme and the cover is not equivalent to a medical scheme. This policy is not a substitute for medical scheme membership.

Hospital CashBack Cover from Metropolitan will provide you with access to much needed funds when you are hospitalised.

  • You can get:
A daily benefit of up to R4 000 for each full day (a continuous period of 24 hours from the time of admission to the hospital) spent in hospital.  
Double the daily benefit amount for each full day spent in the Intensive Care Unit (ICU).  
A Loyalty bonus every three years which equals 10 times your daily benefit amount.  
A No-claim bonus every three years which equals 10 times your daily benefit amount.  
Unlimited 24/7 phone or internet access to a registered medical doctor.  
The option of adding a premium waiver benefit on death, as well as accident cover and funeral cover.  

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