Metropolitan Family Funeral Plan


Affordable funeral cover for your family

The Family Funeral Plan will provide:
  • Funeral cover up to R50 000
  • Cover for yourself, your immediate family, parents and extended family members
  • Access to cover without medical examinations
  • Cover for your family and no need to pay further premiums after your death
  • Immediate cover for accidental death
  • A quick pay out on receipt of all the required claim documents
At an extra cost you can add the following optional benefit to improve your funeral plan:
  • Automatic Inflation Management benefit

Who can I cover?

You may choose to cover:
  • Yourself (the policy owner)
  • Yourself and one life partner
  • Yourself and unlimited children
  • Yourself, one life partner and unlimited children
  • Parents and parents-in-law (up to four)
  • Extended family (up to nine)
  • Or you can choose a combination of the above on one funeral policy.

How much will it cost?

The premium for your family funeral cover will depend on the cover level selected, the number of people covered on your funeral policy and their ages (they must be younger than 85 years).

What are the benefits and features?

Funeral benefit:
An amount is paid to help cover funeral expenses when someone covered by the funeral policy passes away.

Accidental Death benefit:
We will pay the funeral cover you selected, if you or one of your immediate family members dies in an accident.

Paid-up benefit:
No more premiums are due after the policy owner passes away. All the family members will continue to enjoy cover.

Optional benefit:
Automatic Inflation Management benefit: This benefit helps to protect your cover against rising costs (inflation). You can choose to increase your funeral policy premium and your cover level every year by a certain percentage.

What are the rules?

Funeral policy start date
Your cover starts from the first day of the month in which Metropolitan receives your first premium.

Funeral cover waiting period
A waiting period is an amount of time in which you do not have funeral cover for death due to natural causes. The waiting period applies even if you pay your premiums.

The following are the minimum waiting periods which apply on new policies where the cover or premium has been increased:
  • Policy owner, life partner and children: three months, unless the death is the direct result of an accident.
  • Parents: three months, unless the death is the direct result of an accident.
  • Extended family members: six months, unless the death is the direct result of an accident.
  • Suicide is excluded for the first two years.

Cooling-off period
You (policy owner) have the right to cancel the funeral plan within 30 days from the day that you receive the policy summary. Metropolitan will cancel the policy if you have not made a claim and we have not paid any benefits. You will be entitled to a refund of all premiums paid less the cost of any cover enjoyed.

Note: Terms and conditions apply. This site provides a summary of the benefits provided. Please refer to the policy document for full terms and conditions, exclusions and waiting periods.

I want to buy

We will call you:

eg. 0219180000 or 0820000000


Just how much would be enough?
Our funeral calculator will give you practical experience on how much a funeral can cost.

Need to claim?

Call us on 0860 724 724

or visit your nearest Client Service Office